Are you prepared for the road ahead? Let's Talk Retirement


We’re here to help you feel confident in your financial future.

Your Dreams Matter

Our team of professionals can help you create a well-thought-out strategy that will address your financial needs and concerns.

The 7-Step R.E.T.I.R.E. Process:

At Sound Planning Group, we have a 7-step process for building a financial strategy that gives you a firm foundation for pursuing your goals. We call it the R.E.T.I.R.E process, which stands for Retirement Education with a Time-tested, Independent, Rational Evaluation - something that we consider indispensable to every retiree.

The 7 steps of the RETIRE process are:

  • 1. Income Planning

    Our goal is to help maximize income sources like Social Security and ensure that your lifestyle is funded with reliability and predictability for the rest of your life.

  • 2. Investment Planning

    We’ll talk risk tolerance, portfolio fees (and how we may be able to reduce them), and volatility control through our proprietary CPR (Cash, Protection, Risk) planning process and focused money management approach.

  • 3. Tax Planning

    The passing of TCJA has created the single greatest opportunity in our lifetime to reduce or eliminate taxes in retirement. We’ll look at the taxable nature of your current assets and potential ways to include tax-deferred or tax-free money in your financial plan.

  • 4. Health Care & Long-Term Planning

    We’ll look at Medicare Parts A, B, C and D, and how to pay for care that insurance doesn’t cover in order to address rising health care costs and best ensure your needs.

  • 5. Real Estate

    Whether you’re looking at downsizing, what to do about a mortgage, or you have highly appreciated rental property that you are not sure whether to hold or sell, we’ll work with you on strategies that are intentionally designed to seek to maximize your investment(s).

  • 6. Family

    Together with qualified professionals, we’ll help create a plan with legal documents designed to make sure that your hard-earned assets go to your beneficiaries in the most tax-efficient manner.

  • 7. C.A.R.E.

    C.A.R.E stands for Client Asset Review Evaluation. Give yourself peace of mind knowing that you have a clearly written, sound retirement plan in place, that will give you control and help you navigate your future.

Want to learn more? Join us at an upcoming workshop!

Our courses offer straightforward and engaging topics of key interest to baby boomers, including: conservative investment strategies in a low interest rate market, maximizing your income in retirement, and using tax-advantaged strategies to leave a legacy for loved ones.

We offer services in these three areas:

Grow

Prepare for retirement by putting your hard-earned assets to work.

How?

Retirement Income Strategies
Wealth Management
Annuities
Investments
IRA/401(k) Rollovers

Preserve

Identify and employ strategies to help protect the assets that will help you live the retirement you've always imagined.

How?

Asset Protection Strategies
Life Insurance
Tax-Efficient Strategies
Long-Term Care Strategies

Give

Provide for the people and causes you care about the most.

How?

IRA Legacy Planning

We can also refer you to professionals who provide the following services:

Trusts
Probate
Charitable Giving
Estate Planning
Tax Planning

Ready to Take The Next Step?

Ready to Take The Next Step?

For more information about any of our products and services, schedule a meeting today.

Or give us a call at 425.821.9442.