Important Disclosures

Sound Planning Group, Inc and SPG Advisors, LLC (SPGA) collectively operate under Sound Planning Group. Investment advisory services offered through SPGA, a SEC registered investment advisor. Registration with the SEC does not imply a certain level of skill or training. Sound Planning Group, Inc offers Medicare and insurance products.

Sound Planning Group, Inc.

Sound Planning Group, Inc. is an independent insurance firm helping individuals create retirement strategies using a variety of insurance products to custom suit their needs and objectives.

Any references to protection benefits or steady and reliable income streams on this website refer only to fixed insurance products. They do not refer, in any way, to securities or investment advisory products. Annuity guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Annuities are insurance products that may be subject to fees, surrender charges, and holding periods which vary by the insurance company. Annuities are not FDIC insured.

SPG Advisors LLC

SPG Advisors LLC (“SPGA”) is an SEC-registered investment adviser located in Kirkland, Washington. Registration with the SEC does not imply a certain level of skill or training. SPGA’s website is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links.

Accordingly, the publication of SPGA’s website on the Internet should not be construed by any consumer and/or prospective client as SPGA’s solicitation to effect or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by SPGA with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. A copy of SPGA’s current written disclosure Brochure discussing SPGA’s business operations, services, and fees are available from SPGA upon written request
https://myspg.com/2022-spg-advs/.

Milestone Educators, LLC

Milestone Educators and SPG are not affiliated with or endorsed by Medicare, Social Security, or any other government agency.

Workshops will be taught by David Stryzewski of Sound Planning Group (SPG).

Medicare class: The workshop will consist of educational information that is followed by an opportunity for you to discuss your questions and options with a licensed Medicare agent about your Medicare plan.

SPG does not offer every plan in your area. Currently, they represent 7 organizations that offer 68 products in your area. Please contact medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

For accommodations of persons with special needs at workshops, call 1-877-486-2048.

Hold Harmless

Each client and prospective client agrees, as a condition precedent to his/her/its access to Sound Planning Group’s website, to release and hold harmless Sound Planning Group, Inc and SPG Advisors LLC, its officers, directors, owners, affiliates, employees, and agents from any and all adverse consequences resulting from any of his/her/its actions and/or omissions which are independent of his/her/its receipt of personalized insurance services and/or individual investment advice from Sound Planning Group, Inc and/or SPG Advisors LLC. Each client and prospective client agrees, as a condition precedent to his/her/its access to Sound Planning Group’s website, to release and hold harmless Sound Planning Group, its officers, directors, owners, affiliates, employees, and agents from any and all adverse consequences resulting from any of his/her/its actions and/or omissions which are independent of his/her/its receipt of personalized individual advice from Sound Planning Group.

Risk

Different types of investments involve varying degrees of risk and there can be no assurance that the future performance of any specific investment or investment strategy (including those undertaken or recommended by SPGA), will be profitable or equal to any historical performance level(s).

Recommendations or Advice

The information contained herein is general in nature. It is provided for illustrative or informational purposes only, and should not be construed as advice. Consult with your legal, tax, or estate professional prior to making any financial decisions for your personal situation.

Logos and Trademarks

Any media logos and/or trademarks used on this website are the property of their respective owners and no endorsement by those owners of the advisor or firm is stated or implied.

Third Party Rankings

Neither rankings and/or recognition by unaffiliated rating services, publications, media, or other organizations, nor the achievement of any designation or certification, should be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if SPGA is engaged, or continues to be engaged, to provide investment advisory services. Rankings published by magazines, and others, generally base their selections exclusively on information prepared and/or submitted by the recognized adviser. Rankings are generally limited to participating advisers. Unless expressly indicated to the contrary, No ranking or recognition should be construed as a current or past endorsement of SPGA by any of its clients.

Third Party Links

The content of third party links are provided solely for your convenience and information. The inclusion of any link is not and does not imply an affiliation, sponsorship, or monitoring by SPG of any information contained in any third party link.

SPG does not make any representations or warranties as to the suitability or relevance of any information prepared by any unaffiliated third party, whether linked to SPG’s website or incorporated herein, and takes no responsibility therefore. SPG believes the third-party information to be accurate and up to date as of the date of publication but does not endeavor to update, amend, or remove outdated third-party content. Website visitors should consult with the professional of their choosing regarding application of the concepts discussed herein to their individual circumstances. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

Testimonials and Endorsements

Testimonials reflected herein are not representative of all client experiences. Client experience and satisfaction can and often will vary. Testimonials should not be considered as the sole basis for determining whether to hire or retain an investment adviser. Information provided on this website is not intended to apply to your current situation but merely discusses Medicare, or the Social Security system in general terms.

Ratings and Rewards

Third-party ratings should not be used as the sole determining factor in deciding to hire or retain an investment adviser and do not guarantee client satisfaction or any particular outcome.

Use of Interactive Devices

To the extent that any client or prospective client utilizes any economic calculator or similar interactive device contained within or linked to Sound Planning Group’s web site, the client and/or prospective client acknowledges and understands that the information resulting from the use of any such calculator/device, is not, and should not be construed, in any manner whatsoever, as the receipt of, or a substitute for, personalized individual advice from SPG, or from any other investment professional.

Medicare Products

Medicare consulting and insurance products are offered through Sound Planning Group, Inc. Sound Planning Group, Inc is not affiliated with or endorsed by any government agency. SPG does not offer every plan in your area. Currently, they represent 7 organizations that offer 68 products in your area. Please contact medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Medicare Endorsement

Medicare has neither reviewed, nor endorsed Medicare information proved on this website.

Medicare Benefit Information

The benefit information provided is not comprehensive. Additional information should be requested before making a decision about your coverage.

Investment Advisors Representatives (IARs) and Insurance Agents

Our IARs are registered with the states in which they have a place of business and are affiliated with SPG Advisors LLC. Our insurance agents are licensed by the state in which they do business and are affiliated with Sound Planning Group, Inc. Both are fiduciaries, which means, they are obligated to put the clients’ interests before their own. Being subject to a fiduciary standard of conduct does not guarantee that such standard of conduct will be met in all instances and should not be used as the sole determining factor in deciding to hire or retain a professional. Neither our IARs nor our insurance agents are endorsed by a government agency. Specific information about our IARs registrations and any conflicts of interest can be found in the Firm’s ADV Brochure as well as the Broker Check found here: https://brokercheck.finra.org/.